.hdgtable { 
  background-image: url(IMAGES/WAVESBG.GIF); 
}

body {
  color: #000099;
  background-color: #FFFFFF; 
  margin: 0px 0px 0px 0px; 
}

a:link { 
	color: #0000CC;
}

a:visited { 
	color: #990000;
}

a:active { 
	color: #990000;
}
.footnotes {
    color: #000000;
    font-size: 14px;
}